Get help repaying your student loans until your income exceeds $50,000 after graduation.
Get covered for $20.99 per month.
Offer may vary. Check your price for details.
You’re worried about borrowing. Student Loan Insurance enables you to invest in yourself knowing debt won’t hold you back, so you can get the degree (and future) you deserve.
You want a job you love, but you’re worried about a low salary. Student Loan Insurance will help repay up to 100% of your student loans, so you can do what you love and feel fulfilled each day.
You’re working as a barista while you look for a job after graduation, but you’re not stressed about student loans. You made a smart investment in Student Loan Insurance that’s paying off (literally).
While Michael qualified for some scholarship and aid money, he still needed $61,000 to get his business degree. Michael’s average high school grades made his parents nervous to borrow, but Student Loan Insurance gave them the peace of mind to take out federal and parent PLUS loans. Since the coverage only takes Michael’s income after graduation into consideration (not his parents’), his family is getting $224 a month from Student Loan Insurance. The help enables Michael to work as an office manager for a local manufacturer making $36,000 a year.
This story is an illustrative example.
Madison has always loved nature. Her dream is to move to Alaska to work in conservation. After graduating with an environmental science degree, she landed a one-year fellowship that’s helping her work toward that dream. It doesn’t pay much – just $27,000 a year. If Madison had to repay her $46,000 of student loans on her own, she never would have been able to accept the fellowship. The $229 a month she’s getting from Student Loan Insurance is helping keep her dream alive.
This story is an illustrative example.
Just before Jasmine graduated with a psychology degree, the economy took a turn for the worse. Jasmine wants to work for a medical provider, but the job market is competitive. While she searches, Jasmine is working part time as a barista and clothing store associate making $23,100 a year. When she purchased her policy, Jasmine wasn’t sure she would need Student Loan Insurance, but decided it was better to be safe than sorry. The $217 a month she’s receiving from Student Loan Insurance is giving her financial peace of mind while she pays down her $43,000 of debt.
This story is an illustrative example.
Jacob is happiest when serving others. He works at a nonprofit, counseling low-income kids in his community and can’t imagine doing anything else. When he graduated, Jacob had $56,000 in student loan debt from his ministry degree. His position paid just $25,000 a year, and he received $272 a month from Student Loan Insurance. As his income increased over time, the help he received decreased. While his income is now too high to qualify for help, he has received a total of $19,815 over the last 10 years. Without Student Loan Insurance, Jacob’s financial constraints would have prevented him from following his calling for so many years.
This story is an illustrative example.
Carlos enjoyed his first semester, but he couldn’t shake the feeling engineering wasn’t the right field for him. When a professor asked him to lead a study group, Carlos decided to give it a try. He discovered he loved teaching, but how would he repay his $38,000 of student loans on a teacher’s salary? That’s when Carlos remembered Student Loan Insurance. Carlos was able to change his major to education with financial peace of mind. Now, he’s a high school math teacher making $32,000 a year, plus he’s getting $111 from Student Loan Insurance each month.
This story is an illustrative example.
Jillian knew her earning potential as a nutritionist would be high. That’s why she didn’t hesitate to attend her dream college despite the price tag. Before she knew it, her freshman year was over, and Jillian’s grades weren’t good. Jillian needed an additional year to complete her degree and graduated with $72,000 of debt. Thankfully, Jillian’s mom insisted they purchase Student Loan Insurance “just in case.” While Jillian is earning a decent salary – $39,000 a year – it’s not going as far as she thought. Jillian hopes her income will increase soon, but the $292 a month Jillian is receiving from Student Loan Insurance has taught her an important lesson: mom is always right.
This story is an illustrative example.
Ardeo has been dedicated to helping students for more than 15 years.
Ardeo has worked with more than 200 colleges and universities across the country.
Ardeo has been trusted by more than 30,000 students and families nationwide.
In as little as 5 minutes, you can review and accept your Student Loan Insurance coverage. Questions? Call (877) 909-4754.
Enjoy financial peace of mind and the freedom to study what you want while you attend Friends University.
Begin working and repaying your student loans. Your policy will help repay them until your income exceeds $50,000.
Student Loan Insurance can reimburse up to 100% of your federal student, private alternative and parent PLUS loan payments. The less you earn after graduation, the more reimbursement you’ll receive. Your benefits continue until your income after graduation surpasses $50,000 or until your loans are repaid entirely.
For many graduates, it takes time to find a job out of college. That’s why you have 18 months after graduation to file a claim for the first time. Plus, you can extend that timeline if you attend graduate school or work internationally.
Student Loan Insurance covers loans certified by Friends University’s financial aid office. You’re covered whether you borrow federal student, private alternative or parent PLUS loans (or all three).
Most students change their majors, and many graduates work in fields outside their majors. With Student Loan Insurance, you are free to do either with financial peace of mind.
A lot can change in 4 years – your zip code, major, the economy. Whatever happens between now and the day you graduate, Student Loan Insurance gives you a great start on life after college. Attend and graduate with the financial security of Student Loan Insurance.
Student Loan Insurance is a financial safety net. The coverage helps repay federal student, private alternative and parent PLUS loans until your income exceeds $50,000 after graduation. This powerful protection enables students to achieve their goals without being held back by student loan debt.
You must be a high school senior, college freshman or college sophomore with at least two academic years left.
Each Student Loan Insurance policy covers loans certified by Friends University's financial aid office including federal student, private alternative and parent PLUS loans.
Just like with your college tuition, you will pay for Student Loan Insurance while you are in college. Once you graduate or withdraw from Friends University, you will no longer need to make Student Loan Insurance payments. Prior to each academic year, we will send you a notice that your coverage is about to renew. If your status as a student has changed, you can let us know by responding to that message or by calling us at (877) 909-4754.
Yes! Signing up for Student Loan Insurance is a smart move – and we encourage you to discuss all the benefits together as a family. Have your student provide your contact information as they go through the sign-up process to ensure you will receive information about their policy.
Yes, your coverage is automatically renewed each year. Prior to each academic year, we will send you a notice that your coverage is about to renew. If your status as a student has changed, you can let us know by responding to that message or by calling us at (877) 909-4754.
Yes, your Student Loan Insurance policy covers the entire academic year, including j-term and summer term.
You can cancel your policy at any time. To receive a full refund, please cancel by Oct. 1 of the covered year or within 14 days of purchase, whichever comes later.
If you do not require coverage for the academic year but wish to maintain your policy, you can pause coverage. Pause coverage before June 1 of the covered year to receive a complete refund for any payments made toward the current academic year, as well as to stop any future payments for that academic year. Rest assured, your policy will resume automatically on July 1 for the new academic year.
To cancel your policy or pause coverage please contact us at the following:
[email protected] or (877) 909-4754
Once you sign up for Student Loan Insurance and Friends University confirms you enrolled, Ardeo will email you information about how to set up your portal account. From there, you can access your coverage details, find helpful resources, and submit claims after you graduate, begin working, and are making your required loan payments.
Students who attend graduate school typically follow one of two paths:
Please note that at this time Student Loan Insurance only covers loans borrowed to pursue a bachelor's degree. Loans borrowed to pursue a graduate degree will not be covered by Student Loan Insurance.
There are 3 things you need to do to qualify for reimbursement.
Reimbursements are made in proportion to your income after graduation. You'll receive more reimbursement, the less you earn. Coverage continues until your income exceeds $50,000 or until your loans are repaid entirely.
Students have 18 months after graduation to file a claim for the first time. That timeline can be extended if you attend graduate school or work internationally.
This is just a summary. See your policy for the full terms and conditions.
